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Part D (Prescription Drugs)

Coverage matched to your medications

Part D helps cover prescription drugs, including many recommended shots and vaccines. The right plan depends entirely on the medications you actually take.

The plan that's best for your neighbor may be wrong for you

Every Part D plan has its own list of covered drugs and its own pricing tiers. A plan that's a great deal for one person can be expensive for another, purely based on which medications each takes. We run your actual prescription list against available plans to find the lowest total cost for you — not just the lowest premium.

Part D also carries a late-enrollment penalty if you go without creditable drug coverage after you're eligible, so signing up at the right time protects you long-term.

What we'll do for you

Here's how we help

Your drugs, your plan

We price your exact medications across plans, not just premiums.

Avoid the penalty

We make sure you enroll on time to dodge lifelong late fees.

Yearly re-check

Plans change every year — we review yours so it still fits.

Would you rather just talk?

Reach a real, local person — never a call center.

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Good to know

Common questions

It depends on your specific medications and pharmacy. We compare your drug list across plans to find the lowest total yearly cost — premium plus what you'll actually pay for your drugs.
If you go without creditable prescription coverage for a period after you're eligible, a penalty can be permanently added to your premium. Enrolling on time avoids it.
Yes. Plans change their covered drugs and pricing annually, so last year's best plan may not be this year's. We'll review it each fall.
No — it's free to you.
Free consultation

Lower your prescription costs

Pick a time that works for you — it takes about a minute. No pressure, no cost.

Free consultation

Book time with an I Know Medicare agent

A short, no-pressure conversation. We'll answer your questions and lay out your options in plain English.

  • Always free — never changes your premium
  • Local, licensed, independent
  • In person, by phone, or virtual
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