Meet the people behind your coverage
Local, licensed, and independent — here to explain your options in plain English and stand by you year after year.

Brian Barto
Owner & agent. Medicare since 2016, RSSA, NABIP WV President-Elect. Simplifies the process and finds the best-fit plan for your needs and budget.
Meet Brian
Naghmeh Yazdzad
Licensed agent in VA & WV, Medicare since 2016, Liberty Tax General Manager. Education and clarity.
Meet Naghmeh
Keith Farrell
U.S. veteran and former federal benefits expert, helping clients since 1996. Medicare Advantage, Medigap, Part D and more — clear, patient guidance.
Meet Keith
Tim Wilson
Licensed agent and 20-year Navy veteran (Senior Chief). Patient, plain-talk guidance to help you make confident Medicare decisions.
Meet Tim
Nicole Rose
In insurance since 2006, licensed agent since 2021, based in our Martinsburg office. Patient, caring guidance through Medicare Advantage, Medigap, and Part D.
Meet Nicole